Budget Dashboard
Start with your gross income, enter tax withholdings, then add expenses by category.
Income
Tax & withholdings
Gross monthly income$6,500
Federal income tax−$780
State income tax−$195
Social Security (6.2%)−$403
Medicare (1.45%)−$94
401(k) / retirement−$325
Monthly take-home pay$4,703
Expenses by category
🏦 Savings$200/mo
🏠 Housing$1,200/mo
💡 Utilities$140/mo
🛡️ Insurance$320/mo
🛒 Food$500/mo
🚗 Transportation$120/mo
🎬 Entertainment$120/mo
📦 Misc$110/mo
💳 Debt Minimums$250/mo
Summary
Gross income
$6,500
Take-home pay
$4,703
Total expenses
$2,960
Surplus / deficit
$1,743 surplus
Available for extra debt payments
$1,743
You have $1,743 available for extra debt payments each month.
Spending breakdown
Taxes & withholdings (38%)Savings (4%)Housing (25%)Utilities (3%)Insurance (7%)Food (11%)Transportation (3%)Entertainment (3%)Misc (2%)Debt Minimums (5%)
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